You may be entitled to a Council Tax exemption for certain types of properties
If the mortgage lender takes possession of the property while you are living in it, you, as the owner or occupier, must continue to pay council tax on it. Once the property is unoccupied, it will be exempt from council tax.
If the mortgage lender takes possession of an unoccupied property, no-one has to pay council tax on it until either the lender gives up possession or sells the property.
If the mortgage lender obtains a court order granting possession, but does not take possession immediately, the person in actual possession (normally the person who took out the loan) must pay the full council tax, unless another discount or exemption applies. This will be the case until the mortgage lender takes possession.
To apply for this exemption, you need to provide:
Please email revenues@surreyheath.gov.uk (link sends email) to apply for this discount.